Disclaimer

Thank you for visiting www.mensarius.com.

Please carefully read our Terms of Use before using this website. You may use this website if you agree to our Terms of Use.
Last update: August 20, 2017

General

Mensarius AG provides certain information to the visitors of this website, subject to the conditions described in these terms of use (the Terms of Use).
By consulting the website, you accept the Terms of Use, the Privacy Policy and, where applicable, the Restricted Access Policy. If you do not agree to these Terms of Use, you will not get access to this website.

The Terms of Use may be updated at any time. The use of the website will be submitted to the most recent Terms of Use. Please ensure that you regularly read the latest version of this page. The first paragraph tells you when the last update was made.

The content of this website is for information purposes only and nothing contained in the website shall be considered as a product offering or will constitute a creation of a client relationship with Mensarius. This website shall not be taken as an official source of information or as investment, legal, tax or other advice. Before making any investment decision on the basis of the information contained in this website, Mensarius recommends that you obtain professional advice from your Advisor, Account manager, tax expert or otherwise.

It is the responsibility of investors to ensure that any investment decisions made with the use of information from this website are suitable for them and applications should only be made by reference to the appropriate application forms and prospectus details. Any opinions offered in this website are those of Mensarius and are offered for informational purposes only and may change without notice at any time. They expressly DO NOT constitute investment advice and no reliance should be placed upon these statements when making investment decisions regarding the purchase or sale of any securities whatsoever.

The website aims to disclose fully accurate information. However, errors or omitted updates cannot be entirely avoided and you should not place undue weight on its content. Mensarius shall not accept any liability for any problems arising from the presence of erroneous, incomplete and/or outdated information on or as a result of the use of this website.

You access the website through the communication network of the Internet. You confirm that you are aware of the risks related thereto and to accept them. Neither Mensarius nor any of its affiliates, directors, officers, agents, third-party information providers or licensors shall accept any liability for any damages, losses or expenses arising from the use of this website.

Mensarius also reserves the right to stop access to the website and/or all or a part of the supplied information.

Services and Products

Products and services displayed on this website may not be eligible for sale to residents of certain countries or certain categories of investors. It is your responsibility as the user of this website to determine whether you are allowed to access this website. Please consult with your professional advisers for further information.

Collective investment schemes displayed on this website are not targeted at investors in Switzerland. Should you have any questions or information needs on such collective investment schemes, please contact directly the responsible management company or representative in Switzerland.

Any materials available on this website are not directed to the specific investment objectives, financial situation or particular needs of any specific user or recipient of such content. Any information and/or reports available on the website are published for information purposes and are not to be construed as investment advice or a solicitation or an offer to buy or sell any securities or related financial instruments. All price information is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the materials and information displayed on the website, nor are they a complete and comprehensive analysis of the securities, markets, developments or trends referred to in the website. Any information and/or reports available on the website are not to be construed as tax advice. The materials should not be regarded by recipients as a substitute for the exercise of their own judgment and each user should obtain its own advice in relation to the information published on the website, including financial, legal and tax advice.

Any opinions expressed and any materials made available on the website are strictly as of the date of their publication, limited to the matters covered therein, and Mensarius disclaims any undertaking to update any opinions or materials or otherwise advise you as to any changes of facts or assessments of facts that may hereinafter be brought to Mensarius’s attention.

Forward Looking Statements

This website contains forward-looking statements, including (without limitation) statements containing the words 'anticipates', 'believes', 'estimates', 'expects', 'intends', 'may', 'plans', 'projects', 'will', 'would' and similar words. All statements, other than statements of historical facts, contained on the website are forward-looking statements. These statements are based on Mensarius’s current expectations and projections about future events and involve substantial risks and uncertainties. Forward-looking statements are subject to inherent risks and uncertainties, most of which cannot be predicted or quantified. Future events and actual developments, including future returns associated to any investment strategies, could differ materially from those set forth in, contemplated by or underlying the forward-looking statements.

Risk Factors

The funds and services of Mensarius have risk factors particular to the type of vehicles that they represent. Some, but not all, details of these risks are contained in the relevant prospectus. Potential investors should familiarize themselves with these risks. Please note the following general risk warnings:

The past performance of an investment is not a guide to future performance.
The value of investments, and the income from them, may go down as well as up and is not guaranteed. An investor may not get back the amount originally invested.
Any tax reliefs mentioned are those currently available and are subject to change.
If the funds hold securities denominated in a currency other than Euro, changes in exchange rates may affect the value of your investment.
Where charges are taken wholly or partly out of a fund's capital, distributable income will be decreased at the expense of capital which will either be eroded or future growth constrained.

Limitations of Liability

To the maximum extent permitted by applicable law or regulatory requirements, neither Mensarius nor any of its affiliates, directors, employees or other representatives shall be liable for any errors, inaccuracies or omissions on this website or for any loss or damage resulting from its use, whether caused by negligence or otherwise.

This limitation of liability includes any damages, losses, costs, claims, liabilities or expenses arising out of or in connection with the use of this website (whether under contract, tort, statute or otherwise arising). This limitation of liability shall apply to all damages, losses, costs, claims, liabilities and expenses of any kind whether direct or indirect and consequential, including (but without limitation) any direct, special, indirect or consequential damages arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the website, legal costs or expenses, direct loss of profit, direct loss of anticipated savings, loss of data, indirect loss of profit, indirect loss of anticipated savings, loss of revenue, loss of business, loss of use of money, loss of opportunity or loss of or damage to property and/or any wasted expenditure and third party claims.

If for any reason any part of these Terms of Use is deemed unenforceable, then the validity of the remaining terms shall not be affected. All disclaimers, terms, conditions as set out in this website shall form part of these Terms of Use of this website.

Copyright

The entire content of the website is subject to copyright of Mensarius with all rights reserved. If you download or print out a hard copy of individual pages and/or sections of the website, you may not remove any copyright or other proprietary notices. Any downloading or otherwise copying from the website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose all or any portion of the website without the prior written permission of Mensarius.

Severability Clause

To the extent that any provisions of these Terms of Use are found by any competent court or authority to be invalid, unlawful or unenforceable in a particular jurisdiction, that provision shall be deemed not to be part of these Terms of Use and such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that particular jurisdiction, nor shall it affect the validity, lawfulness or enforceability of the entire Terms of Use in any other jurisdiction.

Law and Jurisdiction

This website is established in Switzerland by Mensarius in accordance with and shall be governed by the laws of Switzerland. A condition of using this website is that in the event of any dispute or proceeding you irrevocably submit to the exclusive jurisdiction of the Swiss Courts and waive any objection to proceedings in such courts on the grounds of venue or on the grounds that the proceedings have been brought in an inconvenient forum.

A condition of the use of this website is that you comply with the above Terms of Use. If you do not agree to accept and be bound by these Terms of Use you must not use this website and should not accept this disclaimer.

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